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	<title>Personal Finance Tips &#187; HELOC</title>
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		<title>Understanding a Home Equity Line of Credit (HELOC)</title>
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		<comments>http://www.azsecc.com/understanding-a-home-equity-line-of-credit-heloc.html#comments</comments>
		<pubDate>Tue, 12 Aug 2008 10:08:47 +0000</pubDate>
		<dc:creator>Thomas</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Home Equity]]></category>

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		<description><![CDATA[Any line of credit means basically just exactly that.  You have a dollar amount that you have been approved for and you may draw against that dollar amount up to the maximum limit.  The loan to value ratio is the biggest factor in determining your home equity line of credit amount.  Usually [...]]]></description>
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