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	<title>Personal Finance Tips &#187; Bank Account</title>
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		<title>Understanding and Establishing Credit</title>
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		<pubDate>Tue, 12 Aug 2008 10:57:32 +0000</pubDate>
		<dc:creator>Thomas</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Bank Account]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Employment]]></category>
		<category><![CDATA[Interest Rates]]></category>

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		<description><![CDATA[One of the scariest words in finance is hands down Credit, especially when you don’t have any at all. Credit doesn’t have to be scary at all. In fact if you are starting with a clean slate you have an advantage over those who have negative credit. The key to credit is to remember this [...]]]></description>
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