Affordable Cell Phones

February 11, 2010 · Posted in Personal Finance · Comments Off 

Everyone seems to have a cell phone today, and if you don’t, others seem to feel there is something lacking in you. The truth is that some people don’t have a cell phone due to things like not so perfect credit, or not enough money to pay for a monthly contract. Believe it or not, […]

The Library: Cheapest Entertainment Around

September 28, 2009 · Posted in Personal Finance · Comments Off 

Entertainment is a very important part of the lives of most people. It’s something that you do to relax, de-stress, or simply to have fun. However, it is this entertainment that tends to be a budget breaker. Movies cost an arm and a leg to buy admission, and that’s just to get in the door. […]

How to Eat Out Without Leaving Home

May 18, 2009 · Posted in Personal Finance · 1 Comment 

One of the big budget killers is the almost undeniable urge to eat at a restaurant rather than at home. It’s something that everyone just HAS to do once in awhile, which is fine if you can afford it. The problem comes in when you and your family dine out knowing that you cannot afford […]

Entertainment to Fit Your Budget

February 19, 2009 · Posted in Personal Finance · Comments Off 

Entertainment is most likely not at the top of your priority list when you are low on funds. It can be very depressing when you work so hard for your money, and yet, you never get to really enjoy any of it. Take heart, though, because there are a few things in the way of […]

Getting the Best from Timeshares

October 28, 2008 · Posted in Personal Finance · Comments Off 

Timeshares is a plan that popped up many years ago to enable people to vacation for more affordable rates, as well as a variety of other reasons. When the idea was first put into practice, it was quite popular. The premise of a timeshare is that several individuals or families make a monthly payment that […]

Holidays on a Shoestring Budget

October 27, 2008 · Posted in Personal Finance · Comments Off 

It’s only a few more weeks before the commercials and advertisements about holiday gifts will begin. Many of you dread this time of year for the simple reason that there is never enough money to get loved ones “nice” things. The thing you have to remember is that just because the television and newspapers say […]

Rent-to-Own: Blessing or Trap?

October 16, 2008 · Posted in Personal Finance · 1 Comment 

Most people hit a point in time where they truly need something such as new furniture or appliances, yet just don’t have the money to pay for them. Their credit may also not be the best it could be either. This is usually when they flock to the nearest rent-to-own store. They know that, here, […]

How to Eat Well on a Shoestring Budget

September 2, 2008 · Posted in Personal Finance · Comments Off 

With the prices of everything going up, it has become harder to pay bills, and still be able to afford to put food on the table for your family. It’s too easy to run out for fast food every time you have money available. When that happens, there is usually a bill somewhere that doesn’t […]

Back to School Budgeting

August 18, 2008 · Posted in Personal Finance · Comments Off 

It’s coming up on that time of year again. For many of us, the end of summer heralds the start of a new school year for our children, which is usually a happy time. No more kids laying around all day whining that they’re bored, less time and money spent on childcare, and more – […]

Kids and Money

August 16, 2008 · Posted in Personal Finance · 1 Comment 

People often fall into two categories when it comes to managing finances: those whose parents taught them the value of a dollar and those whose parents didn’t. People falling into the former category are pretty lucky, and those that fall into the latter probably ran into some obstacles when they got out on their own […]

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