How to Make Spare Change Count
You most likely have come home at the end of the day to find you have amassed quite an impressive amount of change. This includes quarters, dimes, nickels and pennies. Many people need to spend their pennies as well as count them. If that’s you, there is still a way that you can save this [...]
Teaching Children Money Management Skills
One of the most important things that everyone needs to know is how to manage money. It’s the one thing that can either make or break you in life. If you are not great at managing your money, you will most likely find yourself in debt all of your life, along with the bad credit [...]
United States Bank Failures: Is My Money Safe?
With the economic crisis the United States is experiencing right now, and the growing number of bank failures and seizures because of it, you are likely concerned about your money – and rightly so. The average consumer, however, does not need to worry yet about losing what’s in their checking account. Shareholders and bondholders may [...]
Keep More Money in Your Pocket
Money is a great thing and even better when it stays in our pocket. Keeping your finances under control isn’t easy especially with the economy the way it is currently. A few back to the basics ideas can really help with putting some money back into our financial pockets.
The two largest variable expenses [...]
Understanding a Money Market Account
Money market accounts and money market funds are not the same thing. To understand the difference between both of them, it is best to start at understanding “money market”. Money Market is basically a generic term used to describe the market that banks and other financial establishments lend, borrow and trade money, Certificates of Deposit [...]
Get Some Cash with a Garage Sale
Want some extra cash for that boat that you’ve been driving past every time you go into town? Maybe you have your heart set on a band that is going to be doing a concert in your neighboring larger city. What is a fast easy way to get the cash you need to do the [...]
Understanding Different Types of Savings Accounts
Not all savings accounts serve the same purpose. In that same token, not all savings accounts are setup to cost the same to the account holder. Banks have come a long way, and have developed several types of accounts for their customers. Before you decide what account is best for you, you will want to [...]
Saving Money When Going Back To School
There are definitely some costs involved in going back to school. Whether you are a college student, a parent of one child, or a parent of six children, you all have to face the costs, and effort of going back to school. There are school supplies that need to be purchased. School clothes are usually [...]
Get Your Car Sold Fast?
Too many people decide to sell their vehicles, and not do it the right way. Many things can go wrong when you decide to sell your car. You can list it in the wrong places, not prep it to be sold, or even not have a clue as to how much you should ask. Car [...]
Overdraft Protection: A Wolf in Sheep’s Clothing
“Overdraft protection” is a seemingly benign feature your bank likely provides to you with your checking account. With overdraft protection, if you spend more money than your checking account has funds to cover, the bank will allow the purchase and your account balance then goes into the hole. Consequently, your rent check might not bounce [...]
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