Friends and Loaning Money

August 18, 2008 · Posted in Loans · Comment 

Everyone reaches a time in their lives where they need financial help. At least most do. One of the hardest things to do in life is to say no to a friend in need. Unfortunately, this is what you should say when it comes to friendships and how lending money can affect them, but you [...]

Understanding a Home Equity Line of Credit (HELOC)

August 12, 2008 · Posted in Loans · Comment 

Any line of credit means basically just exactly that. You have a dollar amount that you have been approved for and you may draw against that dollar amount up to the maximum limit. The loan to value ratio is the biggest factor in determining your home equity line of credit amount. Usually [...]

Payday Loans and Alternatives

August 7, 2008 · Posted in Loans · Comment 

Just do a quick Google search for payday loan, cash advance, or fast cash will paint a pretty accurate picture of how well marketed and readily available these loan types are. They have popped up on just about every street corner and you can get money usually within the hour. Most don’t require [...]