RSS FeedPaying Back Your Student Loans
Most of us will end up with a student loan at some point in our lives. With tuition costs rising and living costs rising, too, going to school can require a significant chunk of change when all is said and done. In a perfect world, you’d end up with easily manageable payments and a great [...]
Back to School Budgeting
It’s coming up on that time of year again. For many of us, the end of summer heralds the start of a new school year for our children, which is usually a happy time. No more kids laying around all day whining that they’re bored, less time and money spent on childcare, and more – [...]
Kids and Money
People often fall into two categories when it comes to managing finances: those whose parents taught them the value of a dollar and those whose parents didn’t. People falling into the former category are pretty lucky, and those that fall into the latter probably ran into some obstacles when they got out on their own [...]
Have a Fun Summer While Saving Money
When we think of summer it usually involves higher electricity bills, sweaty stinky days outside, no motivation to do much more than sit in the air conditioning and watch re-runs of I Love Lucy. But there are some money saving ideas that you may want to incorporate into your summer days as much as you [...]
Certificates of Deposit 101
A certificate of deposit is one way of investing your money. When you put money into a certificate of deposit, it keeps that money at a set or fixed interest rate for a certain time period, depending on what type of CD you get. The fixed interest rate means it will not adjust for inflation, [...]
Heating Your Home Without Breaking the Bank
With fuel costs across the country skyrocketing, many of us are feeling the heat, as it were, when looking ahead to the coming winter. Natural gas prices have gone up steadily over the past few years, and in many areas, the jump this year has been even more drastic. This leaves the majority of us [...]
Standard Deduction vs. Itemizing
Which one is better for you? First of all you need to understand the difference between the two. Unfortunately we do all have to file taxes. But we have the ability to file as accurately as we can to produce an end result that is in our better interest. To do this you need to [...]
Holiday Spending
Many people dread the holidays simply because of the gifts that are expected to be purchased, along with parties to give and/or attend, and decorations for the house. It has become necessary to save all year for just one day. You probably find it hard to look at your child’s face and say, “I’m sorry, [...]
Money Market Funds 101
Money market funds are a very popular choice for investors across the country. These funds have been around for over 30 years, and offer benefits and advantages that standard accounts like savings, checking or certificates of deposit are unable to offer. Money market funds are a kind of mutual fund for investing in short term [...]
Renting an Apartment with Credit/Past Financial Problems
If you have poor credit due to financial problems in the past, then you have already experienced some of the many businesses that use your credit to judge whether or not they can or will do business with you. Among those are property management/leasing companies and apartment communities. Different communities or companies will have different [...]